LEGAL PROFESSIONALS - TOP UP COVER FOR LAWYERS

One of our key specialist offerings is Top Up Professional Indemnity for Legal Professionals. This is in the form of a policy that adopts the same wording as Lawcover but with an international insurer specialising in law practitioners. Due to their greater size and experience they are able to offer more attractive rates of cover for firms with good claims history and practices.

The risk of exceeding primary cover is now much more real for many Practices

While primary cover for the first $2 million per claim is compulsory with Lawcover the risk of this being exceeded for Practices is now relatively high for most metropolitan and larger regional Practices. Especially as this $2 million limit includes and cost of defence.

While Lawcover offer 'Top Up' cover it is relatively expensive

While Lawcover do offer 'top up' cover up to $20 million through working with several firms we discovered this cover was quite expensive compared to what was offered by International Insurers specialising in the legal professional.

How can another insurer offer 'Top Up' cover at lower premiums

The reason for this is quite logical. Australia is still a relatively small pool compared to globally and to properly allow for variances in claims a greater buffer has to be made in the form of higher premiums - especially given this portion of the insurance pool is for claims over $2 million. Global insurers have far more history and a much larger pool to work with so can afford to be sharper with their premiums.

If cover is more affordable you can take on larger work with more comfort

If you know you should have more cover or have been thinking about it for some time don't assume anything about cost. Take the time to talk with us as it may not be as expensive as you think.

Specialist Law insurance needs

Through these contacts we are also able to cater to specialised risks and needs if you have them. Please contact us in this regard.

ALL YOUR GENERAL INSURANCE NEEDS HANDLED IN ONE PLACE

In addition to your top up cover we can review and co-ordinate your insurance needs through the one trusted relationship.

CONTACT

INTEGRATED INSURANCE SOLUTIONS

OUR ADDRESS

A - Level 6, 44 Market Street, Sydney NSW 2000

P - PO Box 1287 QVB, NSW 1230

Email: norman@integratedinsurance.com.au
Tel:  (+61) 2 8297-4488

Fax: (+61) 2 8569-2358

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